Here is why we aren't financially better off than our grandparents — A little while back we explored why life feels so expensive, and so many of us are struggling to get by. One of the reasons for this, it seems, is that wage growth (adjusted for inflation) has been non-existent for the last half-century.

A case study on one of the world’s hottest real estate markets — The Canadian housing market is HOT, regardless of the ongoing pandemic. So hot that it was recently ranked as the third biggest housing bubble in the world. House prices have risen by over 22% in the last year. …

You probably won’t like the answer — People make millions of dollars working in finance. There is no question about that, but have you considered how they make all of that money? It is commonly thought that professional investors must be brilliant. After all, they make money by using their intellect to accurately forecast the evolution of…

Government backing of high-risk mortgages has led to excessive lending at the expense of productive investment, helping to drive up home prices and debt levels — This article was first published on my personal blog. You can subscribe for free here to receive all of my work directly in your inbox. The opinions expressed here are those of the author alone and do not represent the views of any associated entities.

A more comprehensive plan is required to restore affordability — This article was first published on my personal blog. You can subscribe for free here to receive all of my work directly in your inbox. The opinions expressed here are those of the author alone and do not represent the views of any associated entities. According to Canada’s leaders, there…

Steps In The Right Direction for The Bank of Canada — This article was first published on my personal blog. You can subscribe for free here to receive all of my work directly in your inbox. The opinions expressed here are those of the author alone and do not represent the views of any associated entities. Back when I worked as…

Say goodbye to reasonably priced vacations — This article was first published on my personal blog. You can subscribe for free here to receive all of my work directly in your inbox. Last year my wife and I spent a week in the Caribbean with a group of friends. A few days before we were scheduled to…

The opinions expressed here are those of the author alone and do not represent the views of any associated entities. This article was first published on my personal blog. You can subscribe for free here to receive all of my work directly in your inbox. Back when I worked on…

This article was first published on my personal blog. You can subscribe for free here to receive all of my work directly in your inbox. The Bank of Canada managed to do the unthinkable — cool off one of the world’s hottest housing markets — by raising interest rates. But…